The only reason I keep my job is b/c I need the healthcare benefits. My company pays the majority, but I still pay 397 per month for medical and 60 for dental. With dental they only pay 1000 out a year, so I am saving 240 a year IF I need dental work. But now when I need my medical the most it seems it's crappin out on me. This happened the last pregnancy. Medical had 18k worth of outstanding bills between delivery and NICU. It took me 6 months to get them to pay it. Now I am sick again and unlike last time they only cover 20 pills a month. HELLO!!! the month is 31 days long??? What the fuck do I do the other 11 days? Not to mention I am supposed to have 2 pills a day. I would say screw it and pay for it myself, but at $40 a pill..who could afford it?
So I sit and lie in bed all day and night moaning and groaning b/c I am so sick with no relief. How do insurance companies get away with medical rape? We are helpless to the machine...can't our government do anything?
And get this...if you don't have medical insurance..then hospitals will charge you double the fee they would if you HAD medical insurance..? WTF??? why different standards?